- \r\n
- Sigorta Temsili<\/strong>, bu da telafi edilemeyen zararlara yol a\u00e7maktad\u0131r<\/li>\r\n\r\n\r\n\r\n
- A\u015f\u0131r\u0131 sigorta<\/strong>, bu da gereksiz prim giderlerine yol a\u00e7maktad\u0131r<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n
Deniz sigortas\u0131 primlerinin nas\u0131l hesapland\u0131\u011f\u0131n\u0131 ve farkl\u0131 y\u00fck t\u00fcrleri i\u00e7in do\u011fru teminat oran\u0131n\u0131n nas\u0131l se\u00e7ilece\u011fini anlamak, maliyet kontrol\u00fc ve tazminat g\u00fcvencesi a\u00e7\u0131s\u0131ndan hayati \u00f6nem ta\u015f\u0131r.<\/p>\r\n\r\n\r\n\r\n
![\"\"](\"http:\/\/brf-logistics.com\/wp-content\/uploads\/2026\/02\/BRF-Logistics-\u2013-Professional-Ocean-Freight-Risk-Control-Solutions-for-Global-Trade-1.png\")
<\/figure>\r\n\r\n\r\n
\r\n\r\n\r\n1. Deniz Sigortas\u0131 Primleri Nas\u0131l Hesaplan\u0131r?<\/h2>\r\n\r\n\r\n\r\n
Temel form\u00fcl olduk\u00e7a basittir:<\/p>\r\n\r\n\r\n\r\n
\r\n
Deniz Sigortas\u0131 Primi = Sigorta Tutar\u0131 \u00d7 Sigorta Oran\u0131<\/strong><\/p>\r\n<\/blockquote>\r\n\r\n\r\n\r\n
Ancak, her iki bile\u015fen de dikkatli bir de\u011ferlendirme gerektirir.<\/p>\r\n\r\n\r\n
\r\n\r\n\r\n1\ufe0f\u20e3 Sigorta Tutar: Tazminat \u00dcst S\u0131n\u0131r\u0131<\/h2>\r\n\r\n\r\n\r\n
Sigorta tutar\u0131, tam kay\u0131p durumunda \u00f6denecek azami tazminat s\u0131n\u0131r\u0131n\u0131 ifade eder. Genellikle y\u00fck\u00fcn de\u011ferine g\u00f6re hesaplan\u0131r.<\/p>\r\n\r\n\r\n\r\n
Standart Ticaret Mallar\u0131 (End\u00fcstriyel ve T\u00fcketim \u00dcr\u00fcnleri)<\/h3>\r\n\r\n\r\n\r\n
\u00c7o\u011fu uluslararas\u0131 ticaret sevkiyat\u0131 i\u00e7in:<\/p>\r\n\r\n\r\n\r\n
\r\n
Sigorta Tutar\u0131 = CIF De\u011feri \u00d7 (1 + K\u00e2r Marj\u0131 Y\u00fczdesi)<\/strong><\/p>\r\n<\/blockquote>\r\n\r\n\r\n\r\n
Uluslararas\u0131 uygulamaya g\u00f6re, standart i\u015faretleme \u015f\u00f6yledir: 10%<\/strong>, yani kapsam \u015funa e\u015fittir CIF de\u011feri 110%<\/strong>.<\/p>\r\n\r\n\r\n\r\n
Bu ek 10% \u015fu konular\u0131 kapsamaktad\u0131r:<\/p>\r\n\r\n\r\n\r\n
- \r\n
- Makul ek masraflar<\/li>\r\n\r\n\r\n\r\n
- G\u00fcmr\u00fck i\u015flem masraflar\u0131<\/li>\r\n\r\n\r\n\r\n
- Beklenen k\u00e2r marj\u0131<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n
\u00d6rnek:<\/h3>\r\n\r\n\r\n\r\n
- \r\n
- CIF de\u011feri: 100.000 ABD dolar\u0131<\/li>\r\n\r\n\r\n\r\n
- \u0130\u015faretleme: 10%<\/li>\r\n\r\n\r\n\r\n
- Sigorta tutar\u0131: 110.000 ABD dolar\u0131<\/li>\r\n<\/ul>\r\n\r\n\r\n
\r\n\r\n\r\nY\u00fcksek Riskli veya Y\u00fcksek De\u011ferli Mallar<\/h3>\r\n\r\n\r\n\r\n
K\u0131r\u0131lgan veya y\u00fcksek de\u011ferli y\u00fckler i\u00e7in fiyat fark\u0131 \u015fu kadar art\u0131r\u0131labilir: 15%\u201330%<\/strong>, sigorta \u015firketinin onay\u0131 \u015fart\u0131yla.<\/p>\r\n\r\n\r\n\r\n
Ancak, a\u015f\u0131r\u0131 k\u00e2r marj\u0131 prim maliyetlerini art\u0131r\u0131r ve oran ayarlamalar\u0131na yol a\u00e7abilir.<\/p>\r\n\r\n\r\n
\r\n\r\n\r\nCIF De\u011feri Mevcut De\u011filse (FOB \/ CFR \u015eartlar\u0131<\/a>)<\/h3>\r\n\r\n\r\n\r\n
- A\u015f\u0131r\u0131 sigorta<\/strong>, bu da gereksiz prim giderlerine yol a\u00e7maktad\u0131r<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n
![FOB \/ CFR \u015eartlar\u0131<\/a>)<\/h3>\r\n\r\n\r\n\r\nA\u015fa\u011f\u0131daki ko\u015fullar alt\u0131nda g\u00f6nderim yap\u0131l\u0131yorsa FOB<\/a> ya da CFR durumunda, sigorta tutar\u0131 belirlenmeden \u00f6nce CIF de\u011feri hesaplanmal\u0131d\u0131r:<\/p>\r\n\r\n\r\n\r\nCIF = (FOB + Navlun) \u00f7 (1 \u2013 Sigorta Oran\u0131 \u00d7 (1 + K\u00e2r Marj\u0131))<\/p>\r\n\r\n\r\n\r\nBu, ticaret \u015fartlar\u0131na uygun \u015fekilde do\u011fru teminat hesaplamas\u0131n\u0131n yap\u0131lmas\u0131n\u0131 sa\u011flar.<\/p>\r\n\r\n\r\n\r\nBRF Logistics olarak, m\u00fc\u015fterilerimizin sigorta eksikli\u011fi riskini \u00f6nlemek amac\u0131yla CIF e\u015fde\u011ferli\u011fini do\u011fru bir \u015fekilde hesaplamalar\u0131na yard\u0131mc\u0131 oluyoruz.<\/p>\r\n\r\n\r\n\r\n\r\n\r\n2\ufe0f\u20e3 Sigorta Primi: Neler Etkiler?<\/h2>\r\n\r\n\r\n\r\nSigorta primleri, \u00e7e\u015fitli risk fakt\u00f6rlerine ba\u011fl\u0131 olarak de\u011fi\u015fiklik g\u00f6sterir.<\/p>\r\n\r\n\r\n\r\nTipik \u00fccret aral\u0131klar\u0131:<\/p>\r\n\r\n\r\n\r\n\r\nD\u00fc\u015f\u00fck riskli kargo:<\/strong> 0.05% \u2013 0.15%<\/li>\r\n\r\n\r\n\r\nGenel kargo (T\u00fcm Riskler):<\/strong> 0.1% \u2013 0.3%<\/li>\r\n\r\n\r\n\r\nY\u00fcksek riskli y\u00fck:<\/strong> 1% \u2013 5%<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\nOranlar \u015fu fakt\u00f6rlerden etkilenir:<\/p>\r\n\r\n\r\n\r\n\u2714 Kargo T\u00fcr\u00fc Risk Seviyesi<\/h3>\r\n\r\n\r\n\r\nK\u0131r\u0131lgan mallar, \u00e7abuk bozulan \u00fcr\u00fcnler, tehlikeli mallar ve y\u00fcksek de\u011ferli e\u015fyalar, dayan\u0131kl\u0131 end\u00fcstriyel \u00fcr\u00fcnlere k\u0131yasla daha y\u00fcksek sigorta primlerine tabidir.<\/p>\r\n\r\n\r\n\r\n\u2714 Ticaret G\u00fczerg\u00e2h\u0131 ve Var\u0131\u015f Liman\u0131<\/h3>\r\n\r\n\r\n\r\n\r\nSava\u015f riski bulunan veya siyasi a\u00e7\u0131dan istikrars\u0131z b\u00f6lgeler \u2192 daha y\u00fcksek oranlar<\/li>\r\n\r\n\r\n\r\nYo\u011fun trafi\u011fe sahip veya h\u0131rs\u0131zl\u0131k oran\u0131n\u0131n y\u00fcksek oldu\u011fu limanlar \u2192 \u00fccret art\u0131\u015f\u0131<\/li>\r\n\r\n\r\n\r\nGeli\u015fmi\u015f \u00fclkelerin limanlar\u0131 \u2192 daha d\u00fc\u015f\u00fck risk derecesi<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n\u2714 Sigorta Kapsam T\u00fcr\u00fc<\/h3>\r\n\r\n\r\n\r\n\r\nFPA (Belirli Ortalamadan Ar\u0131nd\u0131r\u0131lm\u0131\u015f)<\/strong> \u2013 en d\u00fc\u015f\u00fck oran<\/li>\r\n\r\n\r\n\r\nWPA (\u00d6zel Ortalama)<\/strong> \u2013 orta<\/li>\r\n\r\n\r\n\r\nT\u00fcm Riskler<\/strong> \u2013 kapsaml\u0131 sigorta, daha y\u00fcksek prim<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\nT\u00fcm Riskler poli\u00e7eleri genellikle FPA\u2019dan 2\u20133 kat daha pahal\u0131d\u0131r, ancak \u00e7ok daha kapsaml\u0131 bir koruma sa\u011flar.<\/p>\r\n\r\n\r\n\r\n\u2714 Nakliye \u015eekli<\/h3>\r\n\r\n\r\n\r\n\r\nFCL<\/a> genellikle LCL\u2019den daha d\u00fc\u015f\u00fck \u00fccretlere sahiptir<\/li>\r\n\r\n\r\n\r\nDo\u011frudan seferler, aktarmal\u0131 rotalara g\u00f6re daha az risklidir<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\nBRF Logistics, bir sigorta yap\u0131s\u0131 \u00f6nermeden \u00f6nce t\u00fcm bu fakt\u00f6rleri de\u011ferlendirir.<\/p>\r\n\r\n\r\n\r\n\r\n\r\n2. Y\u00fck Kategorisine G\u00f6re Teminat Oran\u0131 ve Sigorta T\u00fcr\u00fc \u00d6nerileri<\/h2>\r\n\r\n\r\n\r\nTemel ilke:<\/p>\r\n\r\n\r\n\r\n\r\nDaha y\u00fcksek risk, daha geni\u015f teminat kapsam\u0131 ve daha y\u00fcksek sigorta oran\u0131 gerektirir.<\/p>\r\n<\/blockquote>\r\n\r\n\r\n\r\n\r\n\r\n1\ufe0f\u20e3 D\u00fc\u015f\u00fck Riskli Kargo<\/h2>\r\n\r\n\r\n\r\n\u00d6rnekler:<\/h3>\r\n\r\n\r\n\r\n\r\nMetal \u00fcr\u00fcnler<\/li>\r\n\r\n\r\n\r\nMakine<\/li>\r\n\r\n\r\n\r\nDonan\u0131m ara\u00e7lar\u0131<\/li>\r\n\r\n\r\n\r\nPlastik borular<\/li>\r\n\r\n\r\n\r\nTa\u015f malzemeler<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n\u00d6nerilen Kapsam:<\/h3>\r\n\r\n\r\n\r\n\r\nCIF de\u011ferinin 110% tutar\u0131nda sigortalanm\u0131\u015ft\u0131r<\/li>\r\n\r\n\r\n\r\nFPA m\u0131 yoksa WPA m\u0131 tercih edersiniz?<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\nBu mallar dayan\u0131kl\u0131 ve darbeye kar\u015f\u0131 diren\u00e7li oldu\u011fundan, \u201cT\u00fcm Riskler\u201d teminat\u0131 maliyet a\u00e7\u0131s\u0131ndan verimli olmayabilir.<\/p>\r\n\r\n\r\n\r\n\r\n\r\n2\ufe0f\u20e3 Orta Riskli Kargo<\/h2>\r\n\r\n\r\n\r\n\u00d6rnekler:<\/h3>\r\n\r\n\r\n\r\n\r\nTekstil ve giyim<\/li>\r\n\r\n\r\n\r\nT\u00fcketim mallar\u0131<\/li>\r\n\r\n\r\n\r\nHassas olmayan elektronik cihazlar<\/li>\r\n\r\n\r\n\r\nAh\u015fap mobilyalar<\/li>\r\n\r\n\r\n\r\nOyuncaklar<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n\u00d6nerilen Kapsam:<\/h3>\r\n\r\n\r\n\r\n\r\nCIF 110%\u2013115% aral\u0131\u011f\u0131nda sigortalanm\u0131\u015ft\u0131r<\/li>\r\n\r\n\r\n\r\nT\u00fcm Riskler Kapsam\u0131<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\nBu mallar a\u015fa\u011f\u0131dakilere kar\u015f\u0131 daha fazla risk alt\u0131ndad\u0131r:<\/p>\r\n\r\n\r\n\r\n\r\nH\u0131rs\u0131zl\u0131k<\/li>\r\n\r\n\r\n\r\nNemden kaynaklanan hasar<\/li>\r\n\r\n\r\n\r\nAmbalaj hasar\u0131<\/li>\r\n\r\n\r\n\r\nHasar\u0131n ele al\u0131nmas\u0131<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n\u201cAll Risks\u201d, s\u0131n\u0131r \u00f6tesi ticaret i\u00e7in en uygun maliyetli korumay\u0131 sunar.<\/p>\r\n\r\n\r\n\r\nTipik oran aral\u0131\u011f\u0131: 0,1%\u20130,3%.<\/p>\r\n\r\n\r\n\r\nLCL g\u00f6nderilerinde, farkl\u0131 t\u00fcrden y\u00fcklerin bir arada ta\u015f\u0131nmas\u0131 nedeniyle \u201cT\u00fcm Riskler\u201d sigortas\u0131 \u015fiddetle tavsiye edilir.<\/p>\r\n\r\n\r\n\r\n\r\n\r\n3\ufe0f\u20e3 Y\u00fcksek Riskli Y\u00fck<\/h2>\r\n\r\n\r\n\r\nKategoriler:<\/h3>\r\n\r\n\r\n\r\nK\u0131r\u0131lgan \u00dcr\u00fcnler<\/h4>\r\n\r\n\r\n\r\n\r\nCam \u00fcr\u00fcnler<\/li>\r\n\r\n\r\n\r\nSeramik<\/li>\r\n\r\n\r\n\r\nAyd\u0131nlatma armat\u00fcrleri<\/li>\r\n\r\n\r\n\r\nHassas aletler<\/li>\r\n\r\n\r\n\r\nAk\u0131ll\u0131 telefonlar, bilgisayarlar<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n\u00d6zel Kargo<\/h4>\r\n\r\n\r\n\r\n\r\nTaze g\u0131da<\/li>\r\n\r\n\r\n\r\nLityum piller<\/li>\r\n\r\n\r\n\r\nKimyasallar<\/li>\r\n\r\n\r\n\r\nL\u00fcks \u00fcr\u00fcnler<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\nToplu Emtialar<\/h4>\r\n\r\n\r\n\r\n\r\nTah\u0131l<\/li>\r\n\r\n\r\n\r\nK\u00f6m\u00fcr<\/li>\r\n\r\n\r\n\r\nCevher<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n\r\n\r\n\u00d6nerilen Kapsam Yap\u0131s\u0131<\/h3>\r\n\r\n\r\n\r\n\u2714 CIF de\u011ferinin 115%\u2013130% aral\u0131\u011f\u0131nda sigortalanm\u0131\u015ft\u0131r\u2714 T\u00fcm Riskler + ek h\u00fck\u00fcmler<\/p>\r\n\r\n\r\n\r\nOlas\u0131 ek h\u00fck\u00fcmler:<\/p>\r\n\r\n\r\n\r\n\r\nK\u0131r\u0131lma teminat\u0131<\/li>\r\n\r\n\r\n\r\nH\u0131rs\u0131zl\u0131k ve teslim edilmeme<\/li>\r\n\r\n\r\n\r\nKanca hasar\u0131<\/li>\r\n\r\n\r\n\r\nEksikliklerin kar\u015f\u0131lanmas\u0131<\/li>\r\n\r\n\r\n\r\nSo\u011futma h\u00fckm\u00fc (so\u011fuk zincir y\u00fckleri i\u00e7in)<\/li>\r\n\r\n\r\n\r\nTehlikeli mallara ili\u015fkin \u00f6zel politika<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\nTehlikeli mallar i\u00e7in \u00f6zel bir sigorta gereklidir (1\u20139. S\u0131n\u0131flar); prim oranlar\u0131 genellikle 1% ile 5% aras\u0131ndad\u0131r.<\/p>\r\n\r\n\r\n\r\nY\u00fck\u00fcn niteli\u011finin do\u011fru bir \u015fekilde beyan edilmemesi, tazminat taleplerinin ge\u00e7ersiz say\u0131lmas\u0131na yol a\u00e7abilir.<\/p>\r\n\r\n\r\n\r\nBRF Logistics olarak, poli\u00e7e d\u00fczenleme s\u00fcrecinde kargonun \u00f6zelliklerinin eksiksiz bir \u015fekilde belirtilmesini sa\u011fl\u0131yoruz.<\/p>\r\n\r\n\r\n\r\n\r\n\r\n4\ufe0f\u20e3 \u00d6zel Senaryo Y\u00fck\u00fc<\/h2>\r\n\r\n\r\n\r\nNumuneler, \u0130ade Edilen \u00dcr\u00fcnler, Sergi \u00dcr\u00fcnleri<\/h3>\r\n\r\n\r\n\r\nBu mallar ticari sat\u0131\u015f ama\u00e7l\u0131 kargo de\u011fildir.<\/p>\r\n\r\n\r\n\r\n\u00d6nerilen yap\u0131:<\/p>\r\n\r\n\r\n\r\n\r\nMaliyet bedeli + 10% \u00fczerinden sigortalanm\u0131\u015ft\u0131r<\/li>\r\n\r\n\r\n\r\nT\u00fcm Riskler + H\u0131rs\u0131zl\u0131k maddesi<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n\u0130ade edilen veya onar\u0131lan \u00fcr\u00fcnler, standart d\u0131\u015f\u0131 ambalajlama nedeniyle genellikle k\u0131r\u0131lma sigortas\u0131 gerektirir.<\/p>\r\n\r\n\r\n\r\n\r\n\r\n3. Prim Maliyetini Optimize Etmeye Y\u00f6nelik Pratik Stratejiler<\/h2>\r\n\r\n\r\n\r\nBRF Logistics\u2019te sigorta, nakliye planlamas\u0131n\u0131n bir par\u00e7as\u0131d\u0131r; sonradan akla gelen bir konu olarak ele al\u0131nmaz.<\/p>\r\n\r\n\r\n\r\n\r\n\r\n\u2714 \u0130\u015faretleme Oran\u0131n\u0131 Kontrol Et<\/h2>\r\n\r\n\r\n\r\nStandart \u00fcr\u00fcnler \u2192 10% yeterlidir.30%\u2019nin \u00f6tesinde gereksiz a\u015f\u0131r\u0131 fiyat art\u0131\u015flar\u0131ndan ka\u00e7\u0131n\u0131n.<\/p>\r\n\r\n\r\n\r\n\r\n\r\n\u2714 Nakliye Yap\u0131s\u0131n\u0131 Optimize Et<\/h2>\r\n\r\n\r\n\r\n\r\nM\u00fcmk\u00fcn oldu\u011funda LCL yerine FCL\u2019yi tercih edin<\/li>\r\n\r\n\r\n\r\nDo\u011frudan seferleri se\u00e7in<\/li>\r\n\r\n\r\n\r\nGereksiz aktarmalardan ka\u00e7\u0131n\u0131n<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\nOperasyonel riskin d\u00fc\u015f\u00fck olmas\u0131, genellikle daha d\u00fc\u015f\u00fck prim anlam\u0131na gelir.<\/p>\r\n\r\n\r\n\r\n\r\n\r\n\u2714 Ambalaj Kalitesini Art\u0131rmak<\/h2>\r\n\r\n\r\n\r\nSa\u011flam ambalaj, risk derecesini d\u00fc\u015f\u00fcr\u00fcr.<\/p>\r\n\r\n\r\n\r\nAmbalaj foto\u011fraflar\u0131 ve takviye detaylar\u0131n\u0131n sunulmas\u0131, prim g\u00f6r\u00fc\u015fmelerinde yard\u0131mc\u0131 olabilir.<\/p>\r\n\r\n\r\n\r\n\r\n\r\n\u2714 Y\u0131ll\u0131k Hacim M\u00fczakeresi<\/h2>\r\n\r\n\r\n\r\nY\u0131ll\u0131k sevkiyat say\u0131s\u0131 100 poli\u00e7eyi a\u015farsa, sigorta \u015firketleri 10%\u201320% oranlar\u0131nda indirimler sunabilir.<\/p>\r\n\r\n\r\n\r\nBRF Logistics, m\u00fc\u015fterilerinin sayg\u0131n sigorta \u015firketleriyle uzun vadeli s\u00f6zle\u015fmeler yapmalar\u0131na yard\u0131mc\u0131 olmaktad\u0131r.<\/p>\r\n\r\n\r\n\r\n\r\n\r\n4. Tazminat Anla\u015fmazl\u0131klar\u0131n\u0131 Nas\u0131l \u00d6nleyebiliriz?<\/h2>\r\n\r\n\r\n\r\nSigorta, ancak tazminat talepleri kar\u015f\u0131lan\u0131rsa ge\u00e7erli olur.<\/p>\r\n\r\n\r\n\r\n\r\n\r\n\u2714 Do\u011fru Y\u00fck Beyan\u0131<\/h2>\r\n\r\n\r\n\r\nAsla yanl\u0131\u015f beyan etmeyin:<\/p>\r\n\r\n\r\n\r\n\r\nTehlikeli maddeler<\/li>\r\n\r\n\r\n\r\nK\u0131r\u0131lgan durum<\/li>\r\n\r\n\r\n\r\nY\u00fck de\u011feri<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\nYanl\u0131\u015f beyan, poli\u00e7eyi ge\u00e7ersiz k\u0131labilir.<\/p>\r\n\r\n\r\n\r\n\r\n\r\n\u2714 Belgeleri G\u00fcncel Tutmak<\/h2>\r\n\r\n\r\n\r\n\u015eunlar\u0131 saklay\u0131n:<\/p>\r\n\r\n\r\n\r\n\r\nSigorta poli\u00e7esi<\/li>\r\n\r\n\r\n\r\nKon\u015fimento<\/li>\r\n\r\n\r\n\r\nTicari fatura<\/li>\r\n\r\n\r\n\r\nPaket i\u00e7eri\u011fi listesi<\/li>\r\n\r\n\r\n\r\nKargo foto\u011fraflar\u0131<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\nHasar durumunda, 24 saat i\u00e7inde sigorta \u015firketine bildirimde bulunun.<\/p>\r\n\r\n\r\n\r\n\r\n\r\n\u2714 Politikan\u0131n Kapsam\u0131n\u0131 Anlamak<\/h2>\r\n\r\n\r\n\r\nFPA, ambalaj hasarlar\u0131n\u0131 veya h\u0131rs\u0131zl\u0131\u011f\u0131 KAPSAMAZ.\"T\u00fcm Riskler\" sigortas\u0131, \u00fcr\u00fcn\u00fcn do\u011fas\u0131nda var olan kusurlar\u0131 veya uygunsuz ambalajlamay\u0131 KAPSAMAZ.<\/p>\r\n\r\n\r\n\r\nPoli\u00e7e \u015fartlar\u0131n\u0131n net olmas\u0131, tazminat talebinin reddedilmesini \u00f6nler.<\/p>\r\n\r\n\r\n\r\n\r\n\r\n\u2714 Sayg\u0131n Sigorta \u015eirketlerini Se\u00e7in<\/h2>\r\n\r\n\r\n\r\nPICC, Ping An, CPIC, AIG gibi k\u00f6kl\u00fc sigorta \u015firketleriyle veya di\u011fer d\u00fcnya \u00e7ap\u0131nda tan\u0131nan sigorta \u015firketleriyle \u00e7al\u0131\u015f\u0131n.<\/p>\r\n\r\n\r\n\r\nB\u00fcy\u00fck hasar olaylar\u0131nda, g\u00fc\u00e7l\u00fc sigorta kabul ve hasar \u00f6deme kapasiteleri b\u00fcy\u00fck \u00f6nem ta\u015f\u0131r.<\/p>\r\n\r\n\r\n\r\n\r\n\r\n5. Ka\u00e7\u0131n\u0131lmas\u0131 Gereken Yayg\u0131n Yanl\u0131\u015f Kan\u0131lar<\/h2>\r\n\r\n\r\n\r\n\u274c \u201cK\u00e2r marj\u0131 ne kadar y\u00fcksekse, o kadar g\u00fcvenilirdir.\u201d<\/h3>\r\n\r\n\r\n\r\n30% kodunu a\u015fan bir art\u0131\u015f, onay gerektirir ve ger\u00e7ek zarar\u0131n \u00f6tesinde bir tazminat \u00f6demesi yaratmadan prim tutar\u0131n\u0131 art\u0131r\u0131r.<\/p>\r\n\r\n\r\n\r\n\r\n\r\n\u274c \u201cSigorta bedelini d\u00fc\u015f\u00fcrmek maliyet tasarrufu sa\u011flar.\u201d<\/h3>\r\n\r\n\r\n\r\nSigorta tutar\u0131n\u0131n yetersiz olmas\u0131, tam hasar durumlar\u0131nda tazminat\u0131n k\u0131smen \u00f6denmesi anlam\u0131na gelir.<\/p>\r\n\r\n\r\n\r\n\r\n\r\n\u274c \u201cFPA, tam kapsam anlam\u0131na gelir.\u201d<\/h3>\r\n\r\n\r\n\r\nH\u0131rs\u0131zl\u0131k, k\u0131r\u0131lma veya k\u0131smi hasarlar\u0131 kapsamaz.<\/p>\r\n\r\n\r\n\r\n\r\n\r\n\u274c \u201cKargo t\u00fcr\u00fcn\u00fcn belirtilmesi iste\u011fe ba\u011fl\u0131d\u0131r.\u201d<\/h3>\r\n\r\n\r\n\r\nK\u0131r\u0131lgan veya tehlikeli nitelikteki e\u015fyalar\u0131n bildirilmemesi, tazminat talebinin reddedilmesine yol a\u00e7abilir.<\/p>\r\n\r\n\r\n\r\n\r\n\r\nBRF Logistics: Sigortay\u0131 Y\u00fck Risk Y\u00f6netimine Entegre Etmek<\/h2>\r\n\r\n\r\n\r\nDeniz sigortas\u0131 tek ba\u015f\u0131na sat\u0131n al\u0131nabilecek bir \u00fcr\u00fcn de\u011fildir; a\u015fa\u011f\u0131dakilerle uyumlu olmal\u0131d\u0131r:<\/p>\r\n\r\n\r\n\r\n\r\nIncoterms 2020<\/li>\r\n\r\n\r\n\r\nTa\u015f\u0131ma t\u00fcr\u00fc (FCL\/LCL)<\/li>\r\n\r\n\r\n\r\nG\u00fczerg\u00e2h risk de\u011ferlendirmesi<\/li>\r\n\r\n\r\n\r\nAmbalaj mevzuat\u0131na uygunluk<\/li>\r\n\r\n\r\n\r\nVar\u0131\u015f noktas\u0131nda y\u00fck elle\u00e7leme ko\u015fullar\u0131<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\nBRF Logistics olarak sundu\u011fumuz hizmetler \u015funlard\u0131r:<\/p>\r\n\r\n\r\n\r\n\r\nSigorta primi hesaplama deste\u011fi<\/li>\r\n\r\n\r\n\r\nKapsam yap\u0131s\u0131 \u00f6nerisi<\/li>\r\n\r\n\r\n\r\nRisk d\u00fczeyine g\u00f6re kargo de\u011ferlendirmesi<\/li>\r\n\r\n\r\n\r\nG\u00fczerg\u00e2h risk bildirimi<\/li>\r\n\r\n\r\n\r\nTazminat taleplerine ili\u015fkin belgelerin koordinasyonu<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\nAmac\u0131m\u0131z basit:<\/p>\r\n\r\n\r\n\r\n\u2714 Prim maliyetini optimize etmek\u2714 Sigorta kapsam\u0131ndaki bo\u015fluklar\u0131 ortadan kald\u0131r\u0131n\u2714 Tazminat talepleriyle ilgili anla\u015fmazl\u0131klar\u0131 azaltmak\u2714 Y\u00fck\u00fcn de\u011ferini koruyun<\/p>\r\n\r\n\r\n\r\nK\u00fcresel ticarette, profesyonel lojistik ortaklar\u0131 sadece konteynerleri ta\u015f\u0131makla kalmaz, riskleri bilimsel bir yakla\u015f\u0131mla y\u00f6netirler.<\/p>\r\n\r\n\r\n\r\nY\u00fck\u00fcn\u00fcz\u00fcn de\u011feri, k\u0131r\u0131lganl\u0131\u011f\u0131 veya g\u00fczerg\u00e2h\u0131n karma\u015f\u0131kl\u0131\u011f\u0131 a\u00e7\u0131s\u0131ndan farkl\u0131l\u0131klar g\u00f6steriyorsa, sistemli bir sigorta de\u011ferlendirmesi finansal riskleri \u00f6nemli \u00f6l\u00e7\u00fcde azaltabilir.<\/p>\r\nS\u0131k Sorulan Sorular 1: Deniz kargo sigortas\u0131 nas\u0131l hesaplan\u0131r?<\/h2>\r\nDeniz kargo sigortas\u0131 genellikle a\u015fa\u011f\u0131dakilere g\u00f6re hesaplan\u0131r: y\u00fck de\u011feri, navlun \u00fccretleri, sigorta kapsam\u0131 y\u00fczdesi, y\u00fck t\u00fcr\u00fc, var\u0131\u015f yeri ve nakliye y\u00f6ntemi<\/strong>. Ambalaj kalitesi, nakliye g\u00fczerg\u00e2h\u0131 ve sevkiyat risk seviyesi gibi di\u011fer fakt\u00f6rler de prim tutar\u0131n\u0131 etkileyebilir. BRF Lojistik<\/strong> M\u00fc\u015fterilerin, gereksiz teminatlar i\u00e7in \u00f6deme yapmak zorunda kalmadan kapsaml\u0131 bir koruma elde etmelerini sa\u011flamak \u00fczere do\u011fru sigorta de\u011ferini belirlemelerine yard\u0131mc\u0131 olur.<\/p>\r\n\r\nSSS 2: Deniz kargo sigortas\u0131n\u0131n hesaplanmas\u0131nda kullan\u0131lan standart form\u00fcl nedir?<\/h2>\r\nYayg\u0131n olarak kabul g\u00f6ren bir form\u00fcl \u015f\u00f6yledir:<\/p>\r\nSigorta De\u011feri = (Fatura De\u011feri + Nakliye Masraf\u0131 + Di\u011fer \u0130lgili Masraflar) \u00d7 110%<\/strong><\/p>\r\nSigorta primi, sigorta bedelinin sigortac\u0131n\u0131n prim oran\u0131yla \u00e7arp\u0131lmas\u0131yla hesaplan\u0131r. Ek olarak eklenen 10% tutar\u0131, bir hasar durumunda ortaya \u00e7\u0131kabilecek olas\u0131 masraflar\u0131 ve beklenen k\u00e2r\u0131 kar\u015f\u0131lamak amac\u0131yla eklenmi\u015ftir.<\/p>\r\n\r\nS\u0131k\u00e7a Sorulan Sorular 3: Deniz kargo sigortas\u0131n\u0131n maliyetini neler etkiler?<\/h2>\r\nSigorta primini etkileyen \u00e7e\u015fitli fakt\u00f6rler aras\u0131nda \u015funlar yer almaktad\u0131r:<\/p>\r\n\r\nY\u00fck de\u011feri<\/li>\r\nMal t\u00fcr\u00fc<\/li>\r\nNakliye rotas\u0131 ve var\u0131\u015f noktas\u0131<\/li>\r\nUla\u015f\u0131m t\u00fcr\u00fc (deniz, hava, demiryolu veya \u00e7ok modlu)<\/li>\r\nAmbalaj kalitesi<\/li>\r\nSigorta kapsam\u0131 t\u00fcr\u00fc (T\u00fcm Riskler, Belirtilen Riskler vb.)<\/li>\r\nHasar ge\u00e7mi\u015fi ve mevsimsel riskler<\/li>\r\n<\/ul>\r\n\u015eu anda BRF Lojistik<\/strong>, her bir sevkiyat i\u00e7in en uygun sigorta \u00e7\u00f6z\u00fcm\u00fcn\u00fc \u00f6nerebilmek amac\u0131yla bu fakt\u00f6rleri de\u011ferlendiriyoruz.<\/p>\r\n\r\nS\u0131k\u00e7a Sorulan Sorular 4: Deniz kargo sigortas\u0131 yapt\u0131rmaya de\u011fer mi?<\/h2>\r\nEvet. Deniz kargo sigortas\u0131, a\u015fa\u011f\u0131daki gibi risklere kar\u015f\u0131 mali koruma sa\u011flar: y\u00fck hasar\u0131, h\u0131rs\u0131zl\u0131k, yang\u0131n, gemi kazalar\u0131, sert hava ko\u015fullar\u0131 ve genel ortalama olaylar\u0131<\/strong>. Sigorta priminin genellikle sevkiyat de\u011ferinin sadece k\u00fc\u00e7\u00fck bir y\u00fczdesini olu\u015fturdu\u011fu g\u00f6z \u00f6n\u00fcne al\u0131nd\u0131\u011f\u0131nda, sigorta uluslararas\u0131 ticarette b\u00fcy\u00fck bir g\u00f6n\u00fcl rahatl\u0131\u011f\u0131 sa\u011flar. BRF Lojistik<\/strong> hem FCL hem de LCL g\u00f6nderiler i\u00e7in, \u00f6zellikle de y\u00fcksek de\u011ferli veya zaman a\u00e7\u0131s\u0131ndan hassas mallar i\u00e7in kargo sigortas\u0131 yapt\u0131r\u0131lmas\u0131n\u0131 tavsiye eder.<\/p>\r\n\r\nS\u0131k\u00e7a Sorulan Sorular 5: BRF Logistics, uluslararas\u0131 g\u00f6nderiler i\u00e7in deniz kargo sigortas\u0131 d\u00fczenleyebilir mi?<\/h2>\r\nKesinlikle. BRF Lojistik<\/strong> Denizyolu nakliye, hava kargo, demiryolu nakliye ve kap\u0131dan kap\u0131ya lojistik \u00e7\u00f6z\u00fcmlerinin yan\u0131 s\u0131ra deniz kargo sigortas\u0131 hizmetleri de sunmaktad\u0131r. Ekibimiz, g\u00fcvenilir sigorta ortaklar\u0131yla i\u015fbirli\u011fi yaparak rekabet\u00e7i fiyatlar ve kapsaml\u0131 teminatlar sunmakta ve uluslararas\u0131 nakliye s\u00fcrecinin ba\u015f\u0131ndan sonuna kadar kargonuzun korunmas\u0131na yard\u0131mc\u0131 olmaktad\u0131r.<\/p>\r\n\r\n\r\n\r\nBRF Logistics \u2013 Profesyonel Deniz Ta\u015f\u0131mac\u0131l\u0131\u011f\u0131 <\/a>& K\u00fcresel Ticaret i\u00e7in Risk Kontrol \u00c7\u00f6z\u00fcmleri.<\/strong><\/p>","protected":false},"excerpt":{"rendered":"How Is Marine Cargo Insurance Calculated? Coverage Ratio Recommendations by Cargo Type \u2013 A Practical Guide from BRF Logistics In […]<\/p>\n","protected":false},"author":1,"featured_media":7922,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[11,21,18,12,22],"tags":[],"class_list":["post-7920","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","category-fcl-and-lcl","category-news","category-sea-freight","category-trade-rules"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/brf-logistics.com\/tr\/wp-json\/wp\/v2\/posts\/7920","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/brf-logistics.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/brf-logistics.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/brf-logistics.com\/tr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/brf-logistics.com\/tr\/wp-json\/wp\/v2\/comments?post=7920"}],"version-history":[{"count":6,"href":"https:\/\/brf-logistics.com\/tr\/wp-json\/wp\/v2\/posts\/7920\/revisions"}],"predecessor-version":[{"id":9639,"href":"https:\/\/brf-logistics.com\/tr\/wp-json\/wp\/v2\/posts\/7920\/revisions\/9639"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/brf-logistics.com\/tr\/wp-json\/wp\/v2\/media\/7922"}],"wp:attachment":[{"href":"https:\/\/brf-logistics.com\/tr\/wp-json\/wp\/v2\/media?parent=7920"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/brf-logistics.com\/tr\/wp-json\/wp\/v2\/categories?post=7920"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/brf-logistics.com\/tr\/wp-json\/wp\/v2\/tags?post=7920"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}](\"http:\/\/brf-logistics.com\/wp-content\/uploads\/2025\/07\/FOB-vs-CIF-vs-DDP.png\"){kind=link}